I will work with you using a customized home buying system to give you the guidance necessary to feel comfortable about buying a home. My professional services help make the home buying process fast, effective and enjoyable.

A hint of what to expect

Educate you on the home buying process

The Search
     Locate suitable properties through an extensive computer system.
     Make arrangements to view selected properties.

Identified a home
     Provide you with market and community information to help you make an informed           decision
     Disclose known material facts about the property

Making the purchase
     Acquire from seller full written disclosure, termite letter etc
     Negotiate the best price and terms
     Prepare purchase contract and explain its details
     Present offer to seller or listing agent

Financing your home
     Financing guidance and mortgage pre-approval assistance
     Inform you of normal expenses associated with the purchase of a home

Completing the purchase
     Provide information on the availability of related services, such as warranty, home
          insurance etc.
     Coordinate all of the details with closing attorneys, financial institutions etc. to        
          ensure a smooth transaction.
     Accompany you at the walk-thru and final closing

Remember
     When working with me, my services are available at no charge to you. I will be           paid from the seller's or builders proceeds
     Plus my services continue long after you are happily in your new home!

Benefits of homeownership

Why pay rent when you can enjoy the pride that comes with owning your own home that you can customize to your liking.

	Building equity – By paying down a mortgage, you build equity, or value in your home. You can use that value to secure a home equity loan or line of credit .
	Tax benefits – Homeowners receive substantial tax deductions from their mortgage interest payments, property taxes etc. Making owning a home in most cases less expensive than renting.
	Buying for profit - While there are no guarantees that your home will appreciate in value, it's true that real estate has proven to be a good investment over the long haul.

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